Why it’s best to arrange Cryonics Insurance using a specialist financial adviser? …

By Chris Morgan | Published: March 20, 2018

Unusual Risks have been advising the Cryonics community in the United Kingdom for six years in regards to their Life Insurance requirements. We are the appointed insurance agents in the UK for both The Cryonics Institute and Alcor Life Extension Foundation and also regularly interact with Cryonics UK and their members.

Over the years we have met many clients who needed our specialist advice and assistance, due to the complex nature of taking insurance for the purpose of Cryonics. Some of the basic advice issues relate to how inflation effects future capital values, currency exchange rates and also any specialist trust documents required by Alcor and The Cryonic Institute.

Here are some of examples of advice issues that we have come across recently …

New Members

The first question that many new potential Cryonics members have of course is the monthly costs and premiums. Without knowing the monthly cost it is impossible for new members to know if they wish to proceed any further. Unusual Risks are able to provide Life Insurance quotations only, it’s recommended that new members contact their prospective Cryonics provider directly for their membership fees.

Legacy Policies

We have met a number of existing Cryonics members who have policies that were taken many years ago and the overall amount of existing cover is no longer sufficient to cover all their costs. Unusual Risks can help assess the shortfall and recommend the most efficient way of bridging any shortfall, normally with an additional top up policy.

Whole of Life Assurance

Countless times we have been able to prove that Whole of Life Assurance is the cheapest way to pay for Cryonics and are always happy to break down the figures for our clients. If you are assessing whether it’s best to pay for Cryonics by cash or to apply for Insurance then be sure to contact us for a comparison.

Cheapest Premiums – BMI Index

Some of the very cheapest Life Assurance providers may charge additional premium based upon a person for their BMI, so the headline cheapest provider online may not end up the cheapest after medical underwriting. Some of the top providers have a more relaxed attitude towards BMI than others, so it’s best to seek specialist advice before committing.

Cheapest Premiums – Pre-Existing Medical Conditions

Generally the very cheapest “standard rate” insurers are not the best place to look for Life Insurance, if you have any form of Pre-Existing medical conditions. There are in fact some Insurance providers that are more friendly towards those with medical conditions and it’s always best to seek specialist advice in these circumstances.

No Obligation Quotations

You are always very welcome to approach us for advice around Cryonics Insurance and any quotations are without obligation. If you are unsure if you would like to speak to a financial adviser in first instance, we suggest you attend one of the Cryonics UK meetings and speak to the existing members – many of which have used our services.

Unusual Risks are the UK’s leading financial advisers offering specialist advice on Life Insurance for the purpose of funding Cryonics.  

For more information on Cryonics and Insurance in the UK you can contact Unusual Risks by phone on 0845 474 3075. Email at Enquiries@unusualrisks.co.uk or visit us online at www.cryonicsinsurance.co.uk 

Unusual Risks are the approved Insurance agents in the United Kingdom for both Alcor Life Extension Foundation www.alcor.org and The Cryonics Institute www.cryonics.org

People in the United Kingdom wanting to know more about the subject of Cryonics should contact Cryonics UK at www.cryonics-uk.org

Cryonics UK – Training Dates 2018 – 2019

By Chris Morgan | Published: February 8, 2018

Unusual Risks are the appointed insurance agent, in the UK for both “The Cryonics Institute” and “Alcor Life Extension Foundation”. We also regularly advise and arrange insurance for members of Cryonics UK who provide emergency standby services to cryonics members.

Their training weekends provide coaching for potential volunteers and seasoned team members alike, in the practical business of getting cryonics patients stabilised and preserved. They also provide training, both in the UK and abroad, for cryonics groups from other countries.

Training covers a combination of theoretical and practical modules such as case management, logistics, cardio pulmonary support, induced hypothermia, stabilisation medications, perfusion, dry ice cool down, etc.

You may be a competent medical professional or a complete novice with no relevant training. If you fall into the latter category, don’t worry, many of our volunteers begin training without a medical background.

The training sessions also cover a lot of information which can take time to sink in. Potential volunteers typically cover two years of training weekends before reaching sufficient basic competence to assist on a live case.

If you are unsure whether or not volunteering is for you, feel free to observe. If you have signed up for cryonics or are thinking about it, training weekends will provide an insight into the processes and issues involved.

Attendance is free of charge and there is no need to book. Just turn up and join in!

Please be aware that training sessions may be attended by film / documentary makers, photographers or journalists. If you do not wish to be filmed, photographed or mentioned, you can request this on the day

Unusual Risks have attended several Cryonics UK and roadshow and training meetings, so we are fully briefed on the latest issues effecting Cryonics members.

Cryonics UK Training Dates

Dates for upcoming training weekends, venue details and information for newcomers

14th to 15th April 2018 (Provisional), 7th to 8th July 2018, 13th to 14th October 2018, 12th to 13th January 2019

Location:

Conference Room
Kiveton Park and Wales Village Hall
Walesmoor Ave, Kiveton Park
Sheffield, S26 5RG
with kitchen facilities, licensed bar and free parking.
Venue website: www.kpwvillagehall.org.uk

Sorry no media visitors.
Sorry no cameras.

Times will be: 11:00 – 17:00 Saturday, 10:00 – 16:00 Sunday.

http://www.cryonics-uk.org/training.html

Unusual Risks are the UK’s leading financial advisers offering specialist advice on Life Insurance for the purpose of funding Cryonics.  

For more information on Cryonics and Insurance in the UK you can contact Unusual Risks by phone on 0845 474 3075. Email at Enquiries@unusualrisks.co.uk or visit us online at www.cryonicsinsurance.co.uk 

Unusual Risks are the approved Insurance agents in the United Kingdom for both Alcor Life Extension Foundation www.alcor.org and The Cryonics Institute www.cryonics.org

People in the United Kingdom wanting to know more about the subject of Cryonics should contact Cryonics UK at www.cryonics-uk.org

Cryonics & Insurance – Frequently Asked Questions & Answers – Part 2

By Chris Morgan | Published: December 18, 2017

The next Cryonics UK meeting is getting close now, anyone attending the meeting on Saturday 13th January 2018 in Sheffield are welcome to bring questions to the meeting for Chris Morgan to answer, or email to him ahead of the meeting.

In Part 1 of FAQ’s we covered some real life questions that had been submitted to the Unusual Risks office, this is the second Part with further FAQ’s focused on Trust Planning.

Wills & Trusts 

Q) Does the creation of an absolute trust document also require having my own a will?

A) The absolute Trust Documents that are required by The Cryonics Institute and Alcor Life Extension Foundation, will insure that your wishes are carried out, as the Life Insurance policy from then is separate to your estate. It is however a very good idea to make a will clarifying your wishes around Cryonics and to make sure your family are aware of your Cryonics Membership agreement.

How Many Trustees

Q) How many Trustees do you recommend when setting up an Absolute Trust?

A) We recommend three Trustees, with a balance of at least two in the UK. Normally there is a Trustee from either Alcor or Cryonics Institute, a second from Cryonics UK (if you are a member) and then we also recommend you appoint a family member or close friend, who is friendly towards your Cryonics wishes. Remember that the trustees will actually handle the proceeds of your policy collectively and make sure your wishes are carried out.

Costs Of Trusts

Q)  What is the cost of setting up an Absolute Trust? or a Fixed Trust with a solicitor?

A) We have met clients who have been asked to pay between £1,000 and £1,500 for the creation of a Fixed Trust with a solicitor, which of course is very expensive. Especially when most Life Assurance companies offer some form of suitable Trust documentation that can be used, when setting up your policy. Unusual Risks have a policy of helping you create your Absolute Trust document free of charge, when cover is taken out through us.

Topics for Part 3 – Questions and Topics will be directly from the Cryonics UK January meeting.

link http://www.cryonics-uk.org/training.html

Unusual Risks are the UK’s leading financial advisers offering specialist advice on Life Insurance for the purpose of funding Cryonics.  

For more information on Cryonics and Insurance in the UK you can contact Unusual Risks by phone on 0845 474 3075. Email at Enquiries@unusualrisks.co.uk or visit us online at www.cryonicsinsurance.co.uk 

Unusual Risks are the approved Insurance agents in the United Kingdom for both Alcor Life Extension Foundation www.alcor.org and The Cryonics Institute www.cryonics.org

People in the United Kingdom wanting to know more about the subject of Cryonics should contact Cryonics UK at www.cryonics-uk.org

Cryonics & Insurance – Frequently Asked Questions & Answers – Part 1

By Chris Morgan | Published: November 6, 2017

In the build up to the next Cryonics UK meeting, we will be publishing some of the “real life” questions that we receive from people looking to take out Life Insurance for funding Cryonics. Anyone attending the meeting on Saturday 13th January 2018 in Sheffield are welcome to bring questions to the meeting for Chris Morgan to answer, or email to him ahead of the meeting.

Home Equity

Q) I’m considering taking a mortgage and have no children to inherit the capital from any home purchase. Could any equity be recruited to meet any Cryonics Institute or Alcor membership fees? and placed into a trust for them to receive as a beneficiary.

A) It’s highly unlikely that either Cryonics Institute or Alcor will accept property equity as a method of payment for their membership fees, as all fees have to be paid before they accept any body for suspension. As property forms part of an estate and has to be sold by the estate, potentially this could slow down the Cryonics process and mean your objectives will not be met.

Time To Sign

Q) What are the benefits of signing up now (I am 30 years old) rather than in my 40s, 50s and beyond? Other than obviously not being covered until I take out cover, but lets presume I live until at least my 50s or 60s. What would be the advantage of signing up now?

A) Simply, lower premiums and a reduced long term overall cost for your Cryonics membership. Whole of Life Cover is by far the cheapest way of paying for cryonics, especially if you have few pre-existing medical conditions. The more medical conditions you accumulate over time, the higher the premiums are likely to be for Life insurance.

Obtaining Quotes

Q)  What information do you need from me to be able to get an accurate quotation for premiums? I have a rough estimate but would like something more accurate before deciding to proceed.

A) In order to produce with an accurate quotation we normally have to go through a short telephone meeting, so we can explain all of the implications of taking insurance for Cryonics and gather detail about your requirements. We are very happy to produce quotations without obligation, so contact us to make an appointment today.

Topics for Part 2 – Trusts, Trustees & Legal Costs ! January’s Cryonic UK meeting details can be found here at this link http://www.cryonics-uk.org/training.html

Unusual Risks are the UK’s leading financial advisers offering specialist advice on Life Insurance for the purpose of funding Cryonics.  

For more information on Cryonics and Insurance in the UK you can contact Unusual Risks by phone on 0845 474 3075. Email at Enquiries@unusualrisks.co.uk or visit us online at www.cryonicsinsurance.co.uk 

Unusual Risks are the approved Insurance agents in the United Kingdom for both Alcor Life Extension Foundation www.alcor.org and The Cryonics Institute www.cryonics.org

People in the United Kingdom wanting to know more about the subject of Cryonics should contact Cryonics UK at www.cryonics-uk.org

UNUSUAL RISKS ATTENDING CRYONICS UK TRAINING MEETING – JANUARY 2018

By Chris Morgan | Published: September 4, 2017

Chris Morgan and Unusual Risks are very pleased to be once again attending a Cryonics UK meeting, this time on Saturday 13th January 2018.

Our previous visits to the Cryonics UK meetings have proved very constructive for its members, with an Insurance news update, short presentation and Q&A Sessions. It’s always a pleasure to connect with both existing clients and also any potential new ones at these meetings.

For those who have not attended a Cryonics UK meeting before here are the details from their website.

http://www.cryonics-uk.org/training.html

13th to 14th January 2018

Times will be: 11:00 – 17:00 Saturday, 10:00 – 16:00 Sunday.

Location:

Conference Room
Kiveton Park and Wales Village Hall
Walesmoor Ave, Kiveton Park
Sheffield, S26 5RG
with kitchen facilities, licensed bar and free parking.
Venue website: www.kpwvillagehall.org.uk

One of Cryonics UK’s functions is to provide cryonics emergency services for its members. Training weekends provide coaching for potential volunteers and seasoned team members alike in the practical business of getting cryonics patients stabilised and preserved. We also provide training, both in the UK and abroad, for cryonics groups from other countries.

Training covers a combination of theoretical and practical modules such as case management, logistics, cardio pulmonary support, induced hypothermia, stabilisation medications, perfusion, dry ice cool down, etc.

You may be a competent medical professional or a complete novice with no relevant training. If you fall into the latter category, don’t worry, many of our volunteers begin training without a medical background. Training sessions cover a lot of information which can take time to sink in. Potential volunteers typically cover two years of training weekends before reaching sufficient basic competence to assist on a live case.

If you are unsure whether or not volunteering is for you, feel free to come along to observe. If you have signed up for cryonics or are thinking about it, training weekends will provide an insight into the processes and issues involved. You can also meet like-minded people who will be less likely than most to think that you are crazy!

Attendance is free of charge and there is no need to book. Just turn up and join in!

Please be aware that training sessions may be attended by film/documentary makers, photographers or journalists. If you do not wish to be filmed, photographed or mentioned, you can request this on the day.

Please note there is also a meeting on the 16th to 17th September 2017, which more details can be found here at this link

http://www.cryonics-uk.org/training.html

Unusual Risks are the UK’s leading financial advisers offering specialist advice on Life Insurance for the purpose of funding Cryonics.  

For more information on Cryonics and Insurance in the UK you can contact Unusual Risks by phone on 0845 474 3075. Email at Enquiries@unusualrisks.co.uk or visit us online at www.cryonicsinsurance.co.uk 

Unusual Risks are the approved Insurance agents in the United Kingdom for both Alcor Life Extension Foundation www.alcor.org and The Cryonics Institute www.cryonics.org

People in the United Kingdom wanting to know more about the subject of Cryonics should contact Cryonics UK at www.cryonics-uk.org

CRYONICS & INSURANCE SURVEY 2017 …..

By Chris Morgan | Published: July 17, 2017

“Spotlight On Trusts” – Unusual Risks have saved Cryonics Members thousands of pounds in solicitors costs, by providing trust documentation free of charge alongside their Life Insurance policies. We will be attending the Cryonics UK training day Saturday 13th January in Sheffield for a Q&A Session, with a special focus on absolute trusts, which is open to both existing and new Cryonics Members.

PRESS RELEASE – SUMMER 2017

Unusual Risks, the Cryonics Insurance advisers are today announcing the results of their latest Cryonics and Insurance Survey. After conducting research into the UK’s leading insurance providers, they can now confirm that 25% now offer Absolute Trusts, 58% Bare Trusts and 17% Fixed Trusts alongside their Insurance policies, potentially making their products suitable for funding Cryonics.

The survey was conducted to confirm the compatibility of UK Insurance policies, alongside the membership requirements of both Alcor Life Extension Foundation and The Cryonics Institute. Both organisations accept Insurance as a form of payment for Cryopreservation. Also in this year’s survey it was confirmed that the current average sum assured taken out was £110,343 with a minimum taken £60,000 and maximum taken £270,000.

Speaking about their survey, Chris Morgan, Lead Financial Adviser of Unusual Risks Said;

‘In this year’s survey we have researched the suitability of various companies trust documentation and established that Absolute, Bare and Fixed Trusts all are very similar with the eventual beneficiary nominated at outset. Once nominated the beneficiary cannot be changed on any of these trust arrangements.

‘Both Alcor and Cryonics Institute require members to place their Insurance into a Trust to make sure funding is completed in a timely manner at the point of suspension. We have established that most insurance providers provide suitable Trust Documentation in some form, but potential Cryonics members should seek specialist advice before applying for Life Insurance and completing these forms.

In theory Cryonics members could use any insurance policy to fund their agreement, with a solicitor writing an irrevocable trust deed alongside. However, we have met a number people who have found this method to be very expensive, with solicitors known to charge thousands of pounds for creating trust documents for clients.

Unusual Risks have conducted research and are able to use Insurance providers that offer an “Absolute”, “Bare” or “Fixed” Trust documents alongside their policies free of charge. Chris Morgan and Unusual Risks have been helping the UK Cryonics community for the last six years to arrange all types of insurance policies for their needs.

Unusual Risks are the UK’s leading financial advisers offering specialist advice on Life Insurance for the purpose of funding Cryonics.  

For more information on Cryonics and Insurance in the UK you can contact Unusual Risks by phone on 0845 474 3075. Email at Enquiries@unusualrisks.co.uk or visit us online at www.cryonicsinsurance.co.uk 

Unusual Risks are the approved Insurance agents in the United Kingdom for both Alcor Life Extension Foundation www.alcor.org and The Cryonics Institute www.cryonics.org

People in the United Kingdom wanting to know more about the subject of Cryonics should contact Cryonics UK at www.cryonics-uk.org

WHOLE OF LIFE ASSURANCE – The Cheapest Way To Pay For Your Cryonics ….

By Chris Morgan | Published: June 13, 2017

Several clients have contacted us recently with the view that they should take temporary Life Insurance, while they save enough money to pay cash for their membership agreement with The Cryonics Institute or Alcor Life Extension Foundation. For some this saving process will literally take years, without any guarantee they will make their required total.

My question to these clients, is why would you do that?

When the cheapest way to pay for most cryonics members is using Whole of Life Assurance! Many think that if there is a Life Assurance Company involved the cost of Cryonics will go up, when in fact for the majority of people this not the case and it will cost significantly less.

Here’s an example of two policies we arranged recently …

Client aged 25, Sum Assured £100,000, monthly premium £30.78

The total Amount Paid in would be £21,053 over 57 years, through to age 82 (UK Average Life Expectancy), Guaranteed to pay out £100,000.

Client aged 45, Sum Assured of £100,000, monthly premium £74.02

The total Amount Paid in would be £32,864 over 37 years, through to age 82 (UK Average Life Expectancy), Guaranteed to pay out £100,000

These examples show a number of interesting points, firstly the earlier you take out insurance the cheaper the overall cost of Cryonics will be. secondly, Whole of Life Assurance vastly reduces the overall cost of cryonics and does not increase the cost as commonly expected by members.

It’s important to note that clients with pre-existing medical conditions may be charged slightly higher amounts for their insurance so all cases should be looked at individually. Their are many issues for consideration when taking Life Insurance for Cryonics, including Trust Documents, Currency Fluctuations and Inflation Costs.

Unusual Risks are the UK’s leading financial advisers offering specialist advice on Life Insurance for the purpose of funding Cryonics.  

For more information on Cryonics and Insurance in the UK you can contact Unusual Risks by phone on 0845 474 3075. Email at Enquiries@unusualrisks.co.uk or visit us online at www.cryonicsinsurance.co.uk 

Unusual Risks are the approved Insurance agents in the United Kingdom for both Alcor Life Extension Foundation www.alcor.org and The Cryonics Institute www.cryonics.org

People in the United Kingdom wanting to know more about the subject of Cryonics should contact Cryonics UK at www.cryonics-uk.org

Cryonics Providers – Where To Find Useful Information?

By Chris Morgan | Published: April 24, 2017

Unusual Risks regularly receive contact from people looking to be Cryopreserved, many have not researched the subject in any way and have not even contacted any of the organisations that offer Cryoprservation services …

We are very happy to provide life insurance quotations for Cryonics and Insurance and offer advice around currency fluctuations, amount of cover needed, effects of inflation and completion of Absolute Trust documentation.

However, we suggest that potential Cryonics members should contact either Cryonics Institute or Alcor Life Extension Foundation first to have their general Cryonics questions answered. We are not able to answer questions about the Cryonics process and science involved with Cryonics.

We are the UK Insurance agent for both Cryonics Institute and Alcor Life Extension Foundation. Please note we are currently only able to arrange insurance for UK residents.

Useful Links !

Cryonics Institute

You can contact Cryonics Institute via this link http://www.cryonics.org/

Cryonics Institute FAQ’s can be found via this link http://www.cryonics.org/about-us/faqs/

Alcor Life Extension Foundation

You can contact Alcor Life Extension Foundation via this link http://www.alcor.org/

Alcor Science FAQ’s can be found via this link http://www.alcor.org/sciencefaq.htm

Kriorus 

You can contact Kriorus via this link (please note this is a cash only service) http://kriorus.ru/en

Kriorus FAQ’s can be found via this link http://kriorus.ru/en/faq

Cryonics UK

New potential members from within the UK can also contact Cryonics UK via this link. http://www.cryonics-uk.org/index.html

Cryonics UK have a very useful Frequently Asked Questions Page via this link. http://www.cryonics-uk.org/faq.html

Cryonics UK News Blog can be found here via this link http://www.cryonics-uk.org/news.html

Cryonics UK Meetings and Training events can be found via this link http://www.cryonics-uk.org/training.html

Unusual Risks are the UK’s leading financial advisers offering specialist advice on Life Insurance for the purpose of funding Cryonics.  

For more information on Cryonics and Insurance in the UK you can contact Unusual Risks by phone on 0845 474 3075. Email at Enquiries@unusualrisks.co.uk or visit us online at www.cryonicsinsurance.co.uk 

Unusual Risks are the approved Insurance agents in the United Kingdom for both Alcor Life Extension Foundation www.alcor.org and The Cryonics Institute www.cryonics.org

People in the United Kingdom wanting to know more about the subject of Cryonics should contact Cryonics UK at www.cryonics-uk.org

Cryonics & Insurance – UK Residents Only – December 2016

By Chris Morgan | Published: November 28, 2016

Over the last five years, we have been asked by many people living in other parts of the world to arrange Life Insurance for the purpose of Cryonics. However, as financial advisers who are licensed in the United Kingdom, we are only permitted to advise people who are residents in the UK.

We have looked tirelessly for a solution to this situation problem, which would allow us to advise clients from other countries, but at this moment in time we still do not have a product to offer. When we recommend products for our clients, we run strict research and due diligence and so far no “International Whole of Life Assurance ” product we have found has met our strict criteria.

UK Residents Only  …

We are still completely committed to assisting the UK cryonics community in finding the best Life Insurance for their needs and we are still the appointed Insurance agent for both The Cryonics Institute and Alcor Life Extension Foundation in the UK. We advise members of both organisations and offer completely independent financial advice.

We are also very proud of our relationship with Cryonics UK and would recommend that any new Cryonics member consider joining this group and interacting with other members. We have attended a number of Cryonics UK meetings in the past and will continue to update members in the future on insurance matters.

Unusual Risks are experts at finding Insurance for Cryonics members resident in the UK and regularly advise people on the effects of inflation, currency fluctuations and trust planning issues which effect members of Alcor and the Cryonics Institute. However, at this moment in time, we are unfortunately unable to assist people living outside the UK at this moment in time.

US Based Residents …

If you live in the United States and require Cryonics and Insurance advice we recommend you contact Rudi Hoffman, certified financial planner. http://rudihoffman.com/ . He is a current Alcor member and very experienced with Cryonics and Insurance matters.

Unusual Risks are the UK’s leading financial advisers offering specialist advice on Life Insurance for the purpose of funding Cryonics.  

For more information on Cryonics and Insurance in the UK you can contact Unusual Risks by phone on 0845 474 3075. Email at Enquiries@unusualrisks.co.uk or visit us online at www.cryonicsinsurance.co.uk 

Unusual Risks are the approved Insurance agents in the United Kingdom for both Alcor Life Extension Foundation www.alcor.org and The Cryonics Institute www.cryonics.org

People in the United Kingdom wanting to know more about the subject of Cryonics should contact Cryonics UK at www.cryonics-uk.org

Unusual Risks Attend Cryonics UK Meeting

By Chris Morgan | Published: October 12, 2016

Recently our lead financial adviser Chris Morgan attended the Cryonics UK meeting in Sheffield and updated the group on recent developments around Cryonics and Insurance in the UK. Cryonics UK is a non-profit organisation set in place to provide assistance when necessary to those within the UK who wish for their body to be cryopreserved with either Alcor or The Cryonics Institute.

These are some useful key points from Chris’s presentation …

* 90% of Cryonics people are either funding or intending to fund their Cryonics agreements using some form of Life Insurance.

* 10% of cryonics people are intending to use cash or some other form of investment.

* The average amount of insurance taken for the purpose of Cryonics is currently £109,461

* The lowest amount of insurance recorded was £60,000 and highest recorded £270,000 for the purpose of cryonics.

*33% of UK Insurance providers currently offer an absolute trust, alongside their insurance policies, making them suitable for funding Cryonics.

Chris also let the group know that he’s still looking at International Insurance providers, that may be able to offer insurance cover to cryonics members abroad,  but to date has not found a suitable provider. Before leaving Chris answered questions within a group Q&A session and agreed to return and present to the group again in the future.

Anyone in the UK looking at cryonics should consider going along to a Cryonics UK training meeting. Forthcoming dates for their training events can be found at their website. www.cryonics-uk.org/training.html 

Unusual Risks are the UK’s leading financial advisers offering specialist advice on Life Insurance for the purpose of funding Cryonics.  

For more information on Cryonics and Insurance in the UK you can contact Unusual Risks by phone on 0845 474 3075. Email at Enquiries@unusualrisks.co.uk or visit us online at www.cryonicsinsurance.co.uk 

Unusual Risks are the approved Insurance agents in the United Kingdom for both Alcor Life Extension Foundation www.alcor.org  and The Cryonics Institute www.cryonics.org

People in the United Kingdom wanting to know more about the subject of Cryonics should contact Cryonics UK at www.cryonics-uk.org

  • Cryonics and Insurance

    Unusual Risks are independent insurance advisers who regularly offer independent financial advice to people looking for Whole of Life Assurance for the purpose of funding Cryonics.

    We have many existing UK clients for whom we have arranged Life Assurance or Life Insurance to run alongside their Cryonics Funding Agreement. We offer financial advice without fear of discrimination, attention to colour, creed, sexuality, health status or personal beliefs.

    Currently we have clients who are members of Cryonics UK, Alcor Life Extension Foundation and Cryonics Institute and have advised them on their insurance requirements for Cryopreservation Services.

  • New Cryonics Members

    We are experienced at arranging new Life Assurance policies for the purpose of funding Cryonics.

    Our financial advisers will not only assist you in finding the right insurance policy from the whole market for your requirements, but will help you to complete essential trust documentation free of charge.

    They will also help you to consider the effects of inflation on your future planning and select the most appropriate levels of insurance cover to meet your long term Cryonics needs.

  • Existing Cryonics Members

    We have experience of helping long standing Cryonics members assess their existing Life Insurance policies.

    Our financial advisers are able to help you to assess your current insurance resources and advise you on bridging any potential shortfall you may have in your current planning from the whole of the insurance market.

    We have expert knowledge that could help you to assess the effects of inflation on your existing policies and help you find solutions to meet your long term Cryonics needs.

    Please Note*

    Authorised and Regulated By The Financial Conduct Authority. Unusual Risks are Independent Insurance Advisers based In the United Kingdom. They offer financial advice to British Expatriates, who still own a property in the United Kingdom and maintain a UK Bank Account.

    Our Complaint Handling procedures are available on request. If you have reasons to raise a concern please contact us on 0845 474 3075 or by email enquiries@unusualrisks.co.uk

    If we are unable to resolve an issue to your satisfaction you may be able to refer the matter to the Financial Ombudsman Service. More information is available on request or by visiting www.financial-ombudsman.org.uk

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