Where to find the best information about Cryonics & Life Insurance – by Chris Morgan
Unusual Risks have been advising and looking after the Life Insurance requirements of Cryonics members for over 16 years. Over this time we have arranged many policies for people entering into Cryonics memberships with the growing number of Cryonics Companies that are available.
In 2025 we established that the average sum assured for someone taking out Whole of Life Assurance for Cryonics was £99,213, which has grown from the previous years figure of £94,517. The amounts of cover taken up vary from £60,000 up to £230,000 depending which Cryonics provider the applicants chosen.
LEADING ORGANISATONS
We have many clients who have already arranged Cryonics and these are the organisations where we currently have clients who are members.
Alcor Life Extension Foundation – Non Profit Organisation – Established 1972 – Services are priced between $90,000 and $230,000 and include Neuro and Full Body – Head Office is located at Scottsdale Arizona, USA.
Website: www.alcor.org
Cryonics Institute – Non Profit Organisation – Established 1976 – Services are priced at around £60,000 (sterling equivalent) for fully body – including transportation and emergency stand by an organisation like Cryonics UK. – Head office is located at Clinton Township, Detroit, USA.
Website: www.cryonics.org
Tomorrow Biostatis – Established 2020 – Services are priced at 200,000 Euros for full body – They are located in Berlin, Germany, with storage facilities in Switzerland.
Website: www.tomorrow.bio
EMERGENCY STANDBY
Cryonics UK also known as the Human Organ Preservation Trust – Non Profit Organisation – Established 1991 – Monthly membership fees range between £10 and £30 – They provide emergency standby services and are located in Sheffield, United Kingdom. They periodically hold workshops in Sheffield and London.
Website: www.cryonics.org
KEY CONSIDERATIONS
These are some of the key considerations you may come across when taking life insurance for the purpose of Cryonics preservation
Currency fluctuation – The service providers mentioned above operate in either dollars or euros if they are based in USA or Europe, this means you need to take into account future fluctuations in currency markets when taking out life insurance in UK pound sterling.
Indexation – The really hot topic of the moment is the effects of inflation on the future values of any policy that you take out. There are several options for incrementing your insurance and you should consider these carefully before taking out Life insurance for Cryonics.
Trust Documents – All of the Cryonics providers require that you place your insurance into an absolute trust, which is designed to make certain your wishes are carried out and to protect your interests at the point you become preserved.
Trustees – You will be required to appoint trustees to carry out your wishes at the point of preservation, these are normally people you “trust” from within the Cryonics organisations, your family or your group of friends.
ABOUT US
About Unusual Risks
Chris Morgan and Unusual Risks have been helping the UK Cryonics community for the last sixteen years to arrange all types of insurance policies for their needs.
They are experienced at calculating future Cryonics insurance requirements and completing the appropriate trust documentation required by all of the leading Cryonics service providers.
Unusual Risks are the approved Insurance agents in the United Kingdom for both Alcor Life Extension Foundation and The Cryonics Institute. We represent members of Tomorrow Biostatis and also Cryonics UK the emergency standby provider.
See links below.
If you need advice about Cryonics and Insurance then contact us on 0845 474 3075 or by email Enquiries@unusualrisks.co.uk Visit Unusual Risks on the web at www.cryonicsinsurance.co.uk
Alcor Life Extension Foundation www.alcor.org and The Cryonics Institute www.cryonics.org Tomorrow Biostatis https://www.tomorrow.bio/
If you are in the United Kingdom wanting to know more about the subject of Cryonics and emergency standby services you should contact Cryonics UK at www.cryonics-uk.org