Cryonics and Insurance Survey 2016 …

Unusual Risks, the Cryonics Insurance advisers are today announcing the results of their latest Cryonics and Insurance Survey. After conducting research into the UK’s leading insurance providers, they can now confirm that 33% now offer Absolute Trust documentation, alongside their Insurance policies, making them the most suitable for funding Cryonics.

The survey was conducted to confirm the compatibility of UK Insurance policies, alongside the membership requirements of both Alcor Life Extension Foundation and The Cryonics Institute. Both organisations accept Insurance as a form of payment for Cryopreservation. In a previous Cryonics and Insurance Survey it was established that 90% of Cryonicists use Insurance to fund their agreements.

Speaking about their survey, Chris Morgan, Lead Financial Adviser of Unusual Risks Said;

‘In previous Cryonics and Insurance Surveys we have focused on the types and amounts of funding being used by Cryonics Members to fund their agreements. In this survey we have elected to do something different and focused on the leading insurance providers and the suitability of their products for funding Cryonics’.

‘Both Alcor and Cryonics Institute require members to place their Insurance into a Trust to make sure funding is completed in a timely manner at the point of suspension. We have established that not all insurance providers provide the correct Trust Documentation, with only 33% of Insurers currently offering the correct type of documentation alongside their policies’.

In theory Cryonics members could use any insurance policy to fund their agreement, with a solicitor writing an irrevocable trust deed alongside. However, we have met a number people who have found this method to be expensive. Unusual Risks have conducted research and are able to offer Insurance providers that offer an “Absolute Trust” document alongside their policies free of charge.

Chris Morgan and Unusual Risks have been helping the UK Cryonics community for the last five years to arrange all types of insurance policies for their needs. In last year’s survey they established the average amount of Insurance being taken for the purpose of Cryonics is currently £109,461, with the lowest amount disclosed £60,000 and highest disclosed £270,000.

Unusual Risks are the UK’s leading financial advisers offering specialist advice on Life Insurance for the purpose of funding Cryonics.  

For more information on Cryonics and Insurance in the UK you can contact Unusual Risks by phone on 0845 474 3075. Email at Enquiries@unusualrisks.co.uk or visit us online at www.cryonicsinsurance.co.uk 

Unusual Risks are the approved Insurance agents in the United Kingdom for both Alcor Life Extension Foundation www.alcor.org  and The Cryonics Institutewww.cryonics.org

People in the United Kingdom wanting to know more about the subject of Cryonics should contact Cryonics UK at www.cryonics-uk.org

This entry was posted in Alcor Life Extension Foundation, Cryonics and Insurance, Cryonics Institute, Cryonics UK, Decreasing Term Assurance, Level Term Assurance, Unusual Risks, Whole of Life Assurance. Bookmark the permalink.
  • Cryonics and Insurance

    Unusual Risks are independent insurance advisers who regularly offer independent financial advice to people looking for Whole of Life Assurance for the purpose of funding Cryonics.

    We have many existing UK clients for whom we have arranged Life Assurance or Life Insurance to run alongside their Cryonics Funding Agreement. We offer financial advice without fear of discrimination, attention to colour, creed, sexuality, health status or personal beliefs.

    Currently we have clients who are members of Cryonics UK, Alcor Life Extension Foundation and Cryonics Institute and have advised them on their insurance requirements for Cryopreservation Services.

  • New Cryonics Members

    We are experienced at arranging new Life Assurance policies for the purpose of funding Cryonics.

    Our financial advisers will not only assist you in finding the right insurance policy from the whole market for your requirements, but will help you to complete essential trust documentation free of charge.

    They will also help you to consider the effects of inflation on your future planning and select the most appropriate levels of insurance cover to meet your long term Cryonics needs.

  • Existing Cryonics Members

    We have experience of helping long standing Cryonics members assess their existing Life Insurance policies.

    Our financial advisers are able to help you to assess your current insurance resources and advise you on bridging any potential shortfall you may have in your current planning from the whole of the insurance market.

    We have expert knowledge that could help you to assess the effects of inflation on your existing policies and help you find solutions to meet your long term Cryonics needs.

    Please Note*

    Authorised and Regulated By The Financial Conduct Authority. Unusual Risks are Independent Insurance Advisers based In the United Kingdom. They offer financial advice to British Expatriates, who still own a property in the United Kingdom and maintain a UK Bank Account.

    Our Complaint Handling procedures are available on request. If you have reasons to raise a concern please contact us on 0845 474 3075 or by email enquiries@unusualrisks.co.uk

    If we are unable to resolve an issue to your satisfaction you may be able to refer the matter to the Financial Ombudsman Service. More information is available on request or by visiting www.financial-ombudsman.org.uk

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