Cryonics Life Assurance – “Best Premium & Policy Comparison” …

Unusual Risks the Cryonics Insurance Advisers and our lead financial adviser Chris Morgan having been serving the Cryonics Community for over eight years.

During this time Chris has advised many UK clients about taking out Life Insurance to run alongside their Cryonics membership agreements with Alcor Life Extension Foundation and The Cryonics Institute.

Best Premium Comparison

Over the last two decades there have been several “generations” of whole of Life Assurance products, with the latest offering the best premiums and best terms ever to people looking for Cryonics Life Insurance.

These changes have been wonderful for lowering the overall price of Cryonics to the community in general, however it has become apparent that many people are still simply buying the wrong product or being recommended the wrong product by mainstreams brokers, who do not know about this complicated subject.

The Cost of Getting the Wrong Product

We have met a number of clients recently who have been offered either the wrong product by their financial adviser, or have approached the wrong company themselves for Insurance. You have a 1 in 20 chance of finding the best product, so why on earth would you not take advice from the Cryonics Communities leading specialist financial adviser?

Our latest “Premium Comparison” survey takes into account all Insurance Comparison websites, Banks Building Societies and Insurance Companies. With two recent cases the difference between the cheapest and most expensive premiums equated to a huge 51% difference for a client applying for £100,000 and 68% difference for a client applying for £210,000 of cover.

Unsuitable Providers & Products

Over the last eight years we have seen many clients who have either taken out, or have been recommended the wrong policy by financial advisers. Some had Endowments that were under performing, whilst others had Term Assurance products that were not guaranteed to meet their eventual needs, detailed in their membership agreements.

One client even had Decreasing Term Assurance, which of course has a reducing sum assured over a period of time, which is a product designed for protecting a Capital Repayment Mortgage over a set period of time. Luckily we found out this in time and arranged an affordable alternative.

It simply does not make sense trying to find Life Insurance Cover yourself, when you can secure the lowest Life Insurance premiums through a specialist Cryonics Life Insurance Broker with over eight years experience in looking after people taking out agreements with Alcor Life Extension Foundation and The Cryonics Institute.

No financial adviser in the UK has more knowledge of Cryonics Life Assurance than Chris Morgan our lead financial adviser. We are the UK’s most experienced financial advisers looking after Alcor and Cryonics Institute Members.

Unusual Risks are the UK’s leading financial advisers offering specialist advice on Life Insurance for the purpose of funding Cryonics.  

Formore information on Cryonics and Insurance in the UK you can contact Unusual Risks by phone on 0845 474 3075. Email atEnquiries@unusualrisks.co.ukor visit us online atwww.cryonicsinsurance.co.uk

Unusual Risks are the approved Insurance agents in the United Kingdom for both Alcor Life Extension Foundationwww.alcor.org and The Cryonics Institute www.cryonics.org

People in the United Kingdom wanting to know more about the subject of Cryonics should contact Cryonics UK at www.cryonics-uk.orgU

This entry was posted in Alcor Life Extension Foundation, Cryonics and Insurance, Cryonics Institute, Cryonics UK, Decreasing Term Assurance, Endowment Policies, Level Term Assurance, Unusual Risks, Whole of Life Assurance. Bookmark the permalink.
  • Cryonics and Insurance

    Unusual Risks are independent insurance advisers who regularly offer independent financial advice to people looking for Whole of Life Assurance for the purpose of funding Cryonics.

    We have many existing UK clients for whom we have arranged Life Assurance or Life Insurance to run alongside their Cryonics Funding Agreement. We offer financial advice without fear of discrimination, attention to colour, creed, sexuality, health status or personal beliefs.

    Currently we have clients who are members of Cryonics UK, Alcor Life Extension Foundation and Cryonics Institute and have advised them on their insurance requirements for Cryopreservation Services.

  • New Cryonics Members

    We are experienced at arranging new Life Assurance policies for the purpose of funding Cryonics.

    Our financial advisers will not only assist you in finding the right insurance policy from the whole market for your requirements, but will help you to complete essential trust documentation free of charge.

    They will also help you to consider the effects of inflation on your future planning and select the most appropriate levels of insurance cover to meet your long term Cryonics needs.

  • Existing Cryonics Members

    We have experience of helping long standing Cryonics members assess their existing Life Insurance policies.

    Our financial advisers are able to help you to assess your current insurance resources and advise you on bridging any potential shortfall you may have in your current planning from the whole of the insurance market.

    We have expert knowledge that could help you to assess the effects of inflation on your existing policies and help you find solutions to meet your long term Cryonics needs.

    Please Note*

    Authorised and Regulated By The Financial Conduct Authority. Unusual Risks are Independent Insurance Advisers based In the United Kingdom. They offer financial advice to British Expatriates, who still own a property in the United Kingdom and maintain a UK Bank Account.

    Our Complaint Handling procedures are available on request. If you have reasons to raise a concern please contact us on 0845 474 3075 or by email enquiries@unusualrisks.co.uk

    If we are unable to resolve an issue to your satisfaction you may be able to refer the matter to the Financial Ombudsman Service. More information is available on request or by visiting www.financial-ombudsman.org.uk

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