{"id":516,"date":"2025-11-15T14:35:10","date_gmt":"2025-11-15T14:35:10","guid":{"rendered":"https:\/\/cryonics-insurance.co.uk\/?p=516"},"modified":"2026-01-28T15:22:07","modified_gmt":"2026-01-28T15:22:07","slug":"cryonics-life-insurance-uk-guide-2025","status":"publish","type":"post","link":"https:\/\/cryonics-insurance.co.uk\/?p=516","title":{"rendered":"CRYONIC &amp; LIFE INSURANCE &#8211; UK GUIDE"},"content":{"rendered":"\n<p><strong>Where to find the best information about Cryonics &amp; Life Insurance \u2013 by Chris Morgan<\/strong><\/p>\n\n\n\n<p>Unusual Risks have been advising and looking after the Life Insurance requirements of Cryonics members for over 16 years. Over this time we have arranged many policies for people entering into Cryonics memberships with the growing number of Cryonics Companies that are available.<\/p>\n\n\n\n<p>In 2025 we established that the average sum assured for someone taking out Whole of Life Assurance for Cryonics was \u00a399,213, which has grown from the previous years figure of \u00a394,517. The amounts of cover taken up vary from \u00a360,000 up to \u00a3230,000 depending which Cryonics provider the applicants chosen.<\/p>\n\n\n\n<p><strong>LEADING<\/strong>&nbsp;<strong>ORGANISATONS<\/strong><\/p>\n\n\n\n<p>We have many clients who have already arranged Cryonics and these are the organisations where we currently have clients who are members.<\/p>\n\n\n\n<p>All organisations recommend that you obtain financial advice before taking out Whole of Life Assurance \u2013 as they are not able to advise you on Life Insurance matters in the UK.<\/p>\n\n\n\n<p>Unusual Risks are qualified and licensed in the UK to advise you on all your Life Insurance needs for Cryonics.<\/p>\n\n\n\n<p><strong>(Providers In Alphabetical Order)<\/strong><\/p>\n\n\n\n<p><strong>Alcor Life Extension Foundation<\/strong>&nbsp;\u2013 Non Profit Organisation \u2013 Established 1972 \u2013 Services are priced between $90,000 and $230,000 and include Neuro and Full Body \u2013 There prices include transportation and emergency standby \u2013 Head Office is located at Scottsdale Arizona, USA.<\/p>\n\n\n\n<p>Website:&nbsp;<em><strong><a href=\"http:\/\/www.alcor.org\/\" target=\"_blank\" rel=\"noreferrer noopener\">www.alcor.org<\/a><\/strong><\/em><\/p>\n\n\n\n<p><strong>Cryonics Institute \u2013<\/strong>&nbsp;Non Profit Organisation \u2013 Established 1976 \u2013 Services are priced at around \u00a360,000 (sterling equivalent) for fully body \u2013 including transportation and emergency standby an organisation like Cryonics UK. \u2013 Head office is located at Clinton Township, Detroit, USA.<\/p>\n\n\n\n<p>Website:&nbsp;<strong><em><a href=\"http:\/\/www.cryonics.org\/\">www.cryonics.org<\/a><\/em><\/strong><\/p>\n\n\n\n<p><strong>Tomorrow Biostasis\u00a0<\/strong>\u2013 Established 2020 \u2013 Services are priced at 200,000 Euros for full body and 75,000 brain only \u2013 including transportation and emergency standby. They are located in Berlin, Germany, with storage facilities in Switzerland.<\/p>\n\n\n\n<p>Website:&nbsp;<a href=\"https:\/\/www.tomorrow.bio\/\"><strong><em>www.tomorrow.bio<\/em><\/strong><\/a><\/p>\n\n\n\n<p><strong>EMERGENCY STANDBY<\/strong><\/p>\n\n\n\n<p><strong>Cryonics UK<\/strong>&nbsp;also known as the&nbsp;<strong>Human Organ Preservation Trust&nbsp;<\/strong>\u2013 Non Profit Organisation \u2013 Established 1991 \u2013 Monthly membership fees range between \u00a310 and \u00a330 \u2013 They provide emergency standby services and are located in Sheffield, United Kingdom. They periodically hold workshops in Sheffield and London.<\/p>\n\n\n\n<p>Website:&nbsp;<strong><em><a href=\"http:\/\/www.cryonics.org\/\">www.cryonics.org<\/a><\/em><\/strong><\/p>\n\n\n\n<p><strong>KEY CONSIDERATIONS<\/strong><\/p>\n\n\n\n<p>These are some of the key considerations you may come across when taking life insurance for the purpose of Cryonics preservation<\/p>\n\n\n\n<p><strong>Currency fluctuation&nbsp;<\/strong>\u2013 The service providers mentioned above operate in either dollars or euros if they are based in USA or Europe, this means you need to take into account future fluctuations in currency markets when taking out life insurance in UK pound sterling.<\/p>\n\n\n\n<p><strong>Indexation \u2013<\/strong>&nbsp;The really hot topic of the moment is the effects of inflation on the future values of any policy that you take out. There are several options for incrementing your insurance and you should consider these carefully before taking out Life insurance for Cryonics.<\/p>\n\n\n\n<p><strong>Trust Documents<\/strong>&nbsp;\u2013 All of the Cryonics providers require that you place your insurance into a trust, which is designed to make certain your wishes are carried out and to protect your interests at the point you become preserved. We are able to advise you on the different trusts required by each Cryonics provider.<\/p>\n\n\n\n<p><strong>Trustees<\/strong>&nbsp;\u2013 You will be required to appoint trustees to carry out your wishes at the point of preservation, these are normally people you \u201ctrust\u201d from within the Cryonics organisations, your family or your group of friends.<\/p>\n\n\n\n<p><strong>ABOUT US<\/strong><\/p>\n\n\n\n<p><strong>About Unusual Risks<\/strong><\/p>\n\n\n\n<p>Chris Morgan and Unusual Risks have been helping the UK Cryonics community for the last sixteen years to arrange all types of insurance policies for their needs.<\/p>\n\n\n\n<p>They are experienced at calculating future Cryonics insurance requirements and completing the appropriate trust documentation required by all of the leading Cryonics service providers.<\/p>\n\n\n\n<p>Unusual Risks are the approved Insurance agents in the United Kingdom for both Alcor Life Extension Foundation and The Cryonics Institute. We also represent members of Tomorrow Biostasis and also advise members of Cryonics UK the emergency standby provider.<\/p>\n\n\n\n<p>All Cryonics organisations recommend that you obtain financial advice before taking out Whole of Life Assurance \u2013 as they are not able to advise you on Life Insurance matters in the UK.<\/p>\n\n\n\n<p><strong>See links below.<\/strong><\/p>\n\n\n\n<p><em><strong>If y<\/strong><\/em><strong><em>o<\/em><\/strong><em><strong>u need advice about Cryonics and Insurance then contact us on 0845 474 3075 or by email&nbsp;<\/strong><\/em><a href=\"mailto:Enquiries@unusualrisks.co.uk\"><em><strong>Enquiries@unusualrisks.co.uk<\/strong><\/em><\/a>&nbsp;<strong><em>Visit Unusual Risks on the web at&nbsp;<\/em><\/strong><a href=\"http:\/\/www.cryonicsinsurance.co.uk\/\"><em><strong>www.cryonicsinsurance.co.u<\/strong><\/em><\/a>k<\/p>\n\n\n\n<p><strong><em>Alcor Life Extension Foundation\u00a0<\/em><\/strong><em><strong><a href=\"http:\/\/www.alcor.org\/\" target=\"_blank\" rel=\"noreferrer noopener\">www.alcor.org<\/a>\u00a0<\/strong><\/em><strong><em>and The Cryonics Institute\u00a0<a href=\"http:\/\/www.cryonics.org\/\">www.cryonics.org<\/a><\/em><\/strong>\u00a0<em><strong>Tomorrow Biostasis<\/strong><\/em>\u00a0<a href=\"https:\/\/www.tomorrow.bio\/\"><strong><em>https:\/\/www.tomorrow.bio\/<\/em><\/strong><\/a><\/p>\n\n\n\n<p><strong><em>If you are in the United Kingdom wanting to know more about the subject of Cryonics and emergency standby services you should contact Cryonics UK at<\/em><\/strong><em><strong>&nbsp;<a href=\"http:\/\/www.cryonics-uk.org\/\" target=\"_blank\" rel=\"noreferrer noopener\">www.cryonics-uk.org<\/a><\/strong><\/em><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Where to find the best information about Cryonics &amp; Life Insurance \u2013 by Chris Morgan Unusual Risks have been advising and looking after the Life Insurance requirements of Cryonics members for over 16 years. Over this time we have arranged many policies for people entering into Cryonics memberships with the growing number of Cryonics Companies [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,2,5,3,8,1,6],"tags":[],"class_list":["post-516","post","type-post","status-publish","format-standard","hentry","category-alcor-life-extension-foundation","category-cryonics-and-insurance","category-cryonics-institute","category-cryonics-uk","category-level-term-assurance","category-uncategorized","category-unusual-risks"],"_links":{"self":[{"href":"https:\/\/cryonics-insurance.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/516","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cryonics-insurance.co.uk\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cryonics-insurance.co.uk\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cryonics-insurance.co.uk\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/cryonics-insurance.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=516"}],"version-history":[{"count":9,"href":"https:\/\/cryonics-insurance.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/516\/revisions"}],"predecessor-version":[{"id":554,"href":"https:\/\/cryonics-insurance.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/516\/revisions\/554"}],"wp:attachment":[{"href":"https:\/\/cryonics-insurance.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=516"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cryonics-insurance.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=516"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cryonics-insurance.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=516"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}