{"id":365,"date":"2019-09-23T06:58:08","date_gmt":"2019-09-23T06:58:08","guid":{"rendered":"http:\/\/cryonics-insurance.co.uk\/?p=365"},"modified":"2019-09-23T09:31:59","modified_gmt":"2019-09-23T09:31:59","slug":"cryonics-life-assurance-best-premium-policy-comparison","status":"publish","type":"post","link":"https:\/\/cryonics-insurance.co.uk\/?p=365","title":{"rendered":"Cryonics Life Assurance &#8211; &#8220;Best Premium &#038; Policy Comparison&#8221; &#8230;"},"content":{"rendered":"\n<p>Unusual Risks the Cryonics Insurance Advisers and our lead financial adviser Chris Morgan having been serving the Cryonics Community for over eight years. <\/p>\n\n\n\n<p>During this time Chris has advised many UK clients about taking out Life Insurance to run alongside their Cryonics membership agreements with Alcor Life Extension Foundation and The Cryonics Institute. <\/p>\n\n\n\n<p><strong>Best Premium<\/strong>&nbsp;<strong>Comparison<\/strong><\/p>\n\n\n\n<p>Over the last two decades there have been several \u201cgenerations\u201d of whole of Life Assurance products, with the latest offering the best premiums and best terms ever to people looking for Cryonics Life Insurance. <\/p>\n\n\n\n<p>These changes have been wonderful for lowering the overall price of Cryonics to the community in general, however it has become apparent that many people are still simply buying the wrong product or being recommended the wrong product by mainstreams brokers, who do not know about this complicated subject.<\/p>\n\n\n\n<p><strong>The Cost of<\/strong>&nbsp;<strong>Getting the Wrong Product<\/strong><\/p>\n\n\n\n<p>We have met a number of clients recently who have been offered either the wrong product by their financial adviser, or have approached the wrong company themselves for Insurance. You have a 1 in 20 chance of finding the best product, so why on earth would you not take advice from the Cryonics Communities leading specialist financial adviser?<\/p>\n\n\n\n<p>Our latest \u201cPremium Comparison\u201d survey takes into account all Insurance Comparison websites, Banks Building Societies and Insurance Companies. With two recent cases the difference between the cheapest and most expensive premiums equated to a huge 51% difference for a client applying for \u00a3100,000 and 68% difference for a client applying for \u00a3210,000 of cover.<\/p>\n\n\n\n<p><strong>Unsuitable Providers &amp; Products<\/strong><\/p>\n\n\n\n<p>Over the last eight years we have seen many clients who have either taken out, or have been recommended the wrong policy by financial advisers. Some had Endowments that were under performing, whilst others had Term Assurance products that were not guaranteed to meet their eventual needs, detailed in their membership agreements. <\/p>\n\n\n\n<p>One client even had Decreasing Term Assurance, which of course has a reducing sum assured over a period of time, which is a product designed for protecting a Capital Repayment Mortgage over a set period of time. Luckily we found out this in time and arranged an affordable alternative. <\/p>\n\n\n\n<p>It simply does not make sense trying to find Life Insurance Cover yourself, when you can secure the lowest Life Insurance premiums through a specialist Cryonics Life Insurance Broker with over eight years experience in looking after people taking out agreements with Alcor Life Extension Foundation and The Cryonics Institute. <\/p>\n\n\n\n<p>No financial adviser in the UK has more knowledge of Cryonics Life Assurance than Chris Morgan our lead financial adviser. We are the UK\u2019s most experienced financial advisers looking after Alcor and Cryonics Institute Members. <\/p>\n\n\n\n<p><strong><em>Unusual Risks are the UK\u2019s leading financial advisers offering specialist advice on Life Insurance for the purpose of funding Cryonics. &nbsp;<\/em><\/strong><\/p>\n\n\n\n<p><em><strong>For<\/strong><\/em><strong><em>more information on Cryonics and Insurance in the UK you can contact Unusual Risks by phone on 0845 474 3075. Email at<\/em><\/strong><a href=\"mailto:Enquiries@unusualrisks.co.uk\"><strong>Enquiries@unusualrisks.co.uk<\/strong><\/a><strong><em>or visit us online at<\/em><\/strong><strong><a href=\"http:\/\/www.cryonicsinsurance.co.uk\/\"><em>www.cryonicsinsurance.co.uk<\/em><\/a><\/strong><\/p>\n\n\n\n<p><strong><em>Unusual Risks are the approved Insurance agents in the United Kingdom for both Alcor Life Extension Foundation<\/em><\/strong><em><strong><a href=\"http:\/\/www.alcor.org\/\" target=\"_blank\" rel=\"noreferrer noopener\">www.alcor.org<\/a>&nbsp;<\/strong><\/em><strong><em>and The Cryonics Institute&nbsp;<\/em><\/strong><strong><em><a href=\"http:\/\/www.cryonics.org\/\">www.cryonics.org<\/a><\/em><\/strong><\/p>\n\n\n\n<p><strong><em>People in the United Kingdom wanting to know more about the subject of Cryonics should contact Cryonics UK at<\/em><\/strong><em><strong>&nbsp;<a href=\"http:\/\/www.cryonics-uk.org\/\" target=\"_blank\" rel=\"noreferrer noopener\">www.cryonics-uk.org<\/a><\/strong><\/em><em><strong>U<\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Unusual Risks the Cryonics Insurance Advisers and our lead financial adviser Chris Morgan having been serving the Cryonics Community for over eight years. During this time Chris has advised many UK clients about taking out Life Insurance to run alongside their Cryonics membership agreements with Alcor Life Extension Foundation and The Cryonics Institute. Best Premium&nbsp;Comparison [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,2,5,3,10,9,8,6,7],"tags":[],"class_list":["post-365","post","type-post","status-publish","format-standard","hentry","category-alcor-life-extension-foundation","category-cryonics-and-insurance","category-cryonics-institute","category-cryonics-uk","category-decreasing-term-assurance","category-endowment-policies","category-level-term-assurance","category-unusual-risks","category-whole-of-life-assurance"],"_links":{"self":[{"href":"https:\/\/cryonics-insurance.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/365","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cryonics-insurance.co.uk\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cryonics-insurance.co.uk\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cryonics-insurance.co.uk\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/cryonics-insurance.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=365"}],"version-history":[{"count":4,"href":"https:\/\/cryonics-insurance.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/365\/revisions"}],"predecessor-version":[{"id":372,"href":"https:\/\/cryonics-insurance.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/365\/revisions\/372"}],"wp:attachment":[{"href":"https:\/\/cryonics-insurance.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=365"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cryonics-insurance.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=365"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cryonics-insurance.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=365"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}